A New Sales Outlook

Sales is a mindset. Equipment leasing brokers face far greater challenges than ever before. They are used to the sting of disappointment when a transaction is declined, but that familiar sting has turned into laceration infected with negativity. The changes in the marketplace are like a puncture wound to the collective psyche of salespeople and many are reacting like victims. When someone plays the role of victim, they often tell their troubles to anyone who will listen; if no one will listen, or if they decide to stay silent and not complain aloud, they tell their sad story to themselves in their head over and over. They see themselves as someone who’s been treated unfairly.

To be a truly productive, healthy salesperson, you need to stop feeling victimized. Replace negative reactions with a plan to keep you in a solid, peaceful state of mind, regardless of any drama going on around you.

Here are five simple ways to defeat negativity and create a new sales outlook:

Face The Truth

The first step to take is to face what is. Say to yourself “Right now, this is how it is. I can either accept it or make myself miserable.” Once you accept what is, you stop fighting against it and you clear your head to come up with creative alternatives. One of the best ways to face the truth is to look at your numbers. How many applications are you receiving on a daily basis? How many are declined? What is your average transaction size? How many applications would you need to receive based on your approval percentage and booking rate to meet your sales goals? Find out the answers to these questions, accept the answers and develop a strategy to make it happen.

Stick To The Facts

Cognitive Behavioral Therapy holds that what we think about an event is even more important than the event itself in determining our physical and emotional reactions. Stick to the facts and don’t make up stories. Debilitating thoughts like “I’m no good. I’ll never be any good. I just don’t have it.” Or “My business is wrecked” are stories. They limit you and prevent you from taking effective action. They let your emotions run the show. “I have $900 in my business checking account” is a fact. Fact facing is always empowering. The stories you make up in your head, to a large extent create the emotions that you feel. Sticking to the facts will stop the turmoil.

Respond Don’t React

There is a difference to responding rather than reacting. It’s like when a doctor says “You’ve had a bad reaction to the medication” vs. “Your body is responding well.” Or in parenting a reaction is “What did you do?” vs. the response “What happened?”

This relates to leasing because brokers who are exceptionally good at putting deals together don’t get caught up in negative reactions. They are completely present in their work. Not contemplating the past or the future they fully respond to what the present moment requires of them. For example, when deals are declined or funding sources won’t fund, they respond to the requirements of the new situation, and work to solve the problem.

A salesperson who is caught up in negativity may get angry and react in a resentful manner then use a large amount of energy in protest or anger. This alienates them from the funding source and carries destructive energy toward the lessee. This negative energy creates more problems so truly some sales people are their own worst enemies.

By responding and not reacting you give yourself the gift of awareness and if you do this often enough lightheartedness and good cheer return to your life.

Share Information

Sharing everything you know about a deal is especially important today. Brokers who hide data, specifically derogatory information will be cut off. The new mindset of sales people should be to share strategies and information to their coworkers and colleagues. When you share information you help other people to do their jobs better. Equipment leasing salespeople unknowingly sabotage their own work when they withhold help or information from others. The more information you communicate and the more you help other people to be successful, the more smoothly things flow. When you give little or no help to funding sources, or put obstacles in their path life becomes much more difficult for you and everyone around you.

Welcome Success

Some people react to someone else’s success as if that success had taken something away from them. When you resent another person’s success you restrict your own chances of success. In order to attract success, you need to welcome it wherever you see it. If a coworker lands a terrific vendor, be happy for them, celebrate with them, help them with their extra work. The more open and considerate you are the more you improve your ability to succeed.

Plimsolls Can Be Your Best Purchase in Shoes

There are several kinds of shoes available. In the market, there are different brands available that produce shoes. While making the purchase of the shoes, people prefer many different things like quality, comfort, style and many more things. However, the selection of the shoes often becomes difficult and confusing. Therefore while the shoes are selected preference must always be given to the purpose for which the shoes would be purchased.

The Plimsolls can prove to be a good purchase. These are wonderful pair of sneakers that can complement well with any kind of outfit. These shoes are suitable for all seasons especially for the summers.

The Plimsolls are extremely comfortable in the sense that they are made with extremely good quality materials. The soles of these shoes are generally made of rubber. In fact the simplicity of the materials with which these are made help to reflect the extreme fashion and style.

These shoes are available in not only wide varieties of styles but also in several colour combinations. Some of these shoes are available in different colours like purple, black, white, turquoise, yellow and many more. These shoes can be worn even without the socks.

Though originally these shoes were made only for the athletes yet now they are made keeping in mind the needs of all people. Now they are used by common man as well. They can be worn in any occasion with any kind of outfit.

Though the Plimsolls are a wonderful brand they are quite inexpensive. Compared to the facilities that it offers the prices are really cheap and are indeed worth the purchase. These are perfect for people of any age groups and are designed to provide absolute comfort to the feet. Since these are stylish as well they can cater to all the requirements that are looked for while the purchase of the shoes.

If you have not yet purchased the Plimsolls till now you can definitely give a try to it. It can be a great addition to your collection of shoes and the value of these shoes would prove to be worth the purchase. These are durable to a great extent and can last for a long period of time. Once you purchase a pair of these shoes you would not have to be worried about the investment in the shoe.

The outstanding styles, the amazing designs, the availability of these shoes in wide varieties can really make you look outstanding and make you stand apart from the rest of the crowd. So what are you waiting for? Purchase fast.

Peter Pan Costumes for Kids Who Never Grew Up

You can fly, you can fly, you can fly! Let your imagination fly to new heights with one of a variety of quality Peter Pan costumes this year. Whether you’d like to dress as Peter himself (and remember that Peter Pan on Broadway was always played by a woman!), Tinkerbell, Captain Hook, or Tiger Lily, it doesn’t matter if you’re looking for a costume for a man, woman, children, or baby, you’ll be able to find just the Peter Pan outfit and accessories that will make Neverland come to life for you.

A man or boy’s Peter Pan costume comes with an olive green tie-up shirt, brown pants, wide brown belt, and pointy green hat with a feather. It’s one of those costumes suitable for all ages, because, after all, Peter Pan was the boy who never grew up. As we all know, there’s still a lot of boy inside of every man, and this can be your chance to get in touch with it. Accessories that you can purchase extra in order to really capture the Peter Pan look include green felt elf shoes, pointy ear tips, and a fencing sword that will come in handy for fighting with pirates.

Another great costume for men and boys is Captain Hook. With the boys’ model you get the red jacket with sash, black pants, and a white dickey. To further accessorize the outfit, a hat with a plume, black boots, a hand hook, and a fencing sword are all options. The man-sized costume features a long red coat with gold trim, a white ruffled jabot, and a hook. Other accessories can be purchased which include a Captain Hook Wig, a hat, sailor’s pants, and high black boots. A word to the wise to anyone wearing this costume, though – watch out for crocodiles!

Women and girls have a lot of different Peter Pan costume choices. They can choose to be Peter in a feminized version of the traditional outfit or select from many different Tinkerbell costumes and accessories. A typical Tinkerbell outfit includes the traditional green petal-skirt dress and a pair of sheer wings. Optional accessories include silver Tinkerbell shoes, a glitter wand, and a faux diamond tiara. Costumes for her have never been so sparkly or so feminine. Tinkerbell outfits are also available for infants. If they’d like something a little different, they can also opt to dress as Tiger Lily, the Indian princess.

Low Interest Personal Loans – Unsecured?

Low-interest personal loans, also known as signature loans, can often be quite difficult to qualify for. Low-interest personal loans are granted to the borrower without the lender enjoying the benefit of collateral which is why they are often called unsecured loans. It is for this reason that borrowers will find that lenders’ guidelines for such loans are often significantly more stringent.

Since no collateral is offered, as opposed to a home equity or auto loans, the lender’s only recourse in the event of default is to file a lawsuit. While it is certainly within reason that the lender could be awarded some personal property or wage garnishment as a result of a lawsuit, this is generally not the case.

In jurisdictions where wage garnishments are permitted, they are generally reserved for cases involving child support payments. As lenders find themselves financially exposed with low-interest personal loans, they will often require that the borrower has a requisite level of financial stability and credit in order to consider granting them.

The underwriting guidelines as regards low-interest personal loans will vary from lending institution to lending institution. In the case where there is a pre-existing personal relationship between the lending institution and the potential borrower, the qualification criteria will often be quite a bit more lenient.

While this is often the case, the lending institution is certainly under no obligation to make any exceptions as regards their guidelines. The parameters that lending institutions will use in order to determine whether a borrower is qualified for a low-interest personal loan are solid financial assets, job longevity, good credit rating and a low debt to income ratio.

The size of the personal loan that most lending institutions are willing to offer are often limited, sometimes to as low as $5,000. While some may offer more, it is important to remember that low-interest personal loans are often quite difficult to receive approval for. In the case of a potential borrower with less than perfect credit, they will find that the opportunity for them to receive approval for a low-interest personal loan is limited to say the least.

The situation is necessarily as dire as one might believe for borrowers seeking a loan with less than perfect credit. There are countless finance companies that specialize in smaller loans for just such borrowers. While borrowers may succeed in obtaining a loan through these finance companies, they will find that the interest rates that they are offered are often as much as 10% above market interest rates and can be paid off over a one to two year period. It is highly recommended that borrowers do their due diligence as regards researching their available alternatives.

There is another option for borrowers with poor credit, cash advance loans. Cash advance loans are also know as fast cash and payday loans; they require no credit check and, as such, the borrowers credit history is of no consequence. Cash advance loans are high-risk and, subsequently, have high interest rates and are designed to help borrowers solve immediate cash-flow problems.

It is important to remember that there are financial institutions that are more flexible than others and more open to work with a borrowers of all credit ratings. In certain cases, borrowers with poor credit may find that they can obtain a loan for up to $20,000. Of course, unsecured personal loans are obtainable by almost everyone for virtually any situation.

While unsecured loans with low-interest are not easy to come by, there are alternatives available for borrowers with a less than stable financial standing. Again, with some research and by learning what is available, one should be able to find loan package that meets their needs.

Three Reasons to Hire a Car on Your Holidays

If you are planning to arrange transportation in Portugal, then you will find many options for you. However, the best transportation medium is to have car hire in Portugal. Of course, you can get other public and private transport option, but in most of the situation you will find that you are doing the best deal by going for car hire in Portugal. So, let’s see the three most common reasons why you should go for car rental in Portugal.

  • You will get best deals in terms of cost: Car rental is better if you have a travel plan spanning over different spots of city. For example, you are a tourist or have come for visiting places like coast lines at Algarve or different spots in Lisbon or Faro; then a car hire in Portugal make sense. Instead of taking different vehicles from one spot to another, a car rental for the required stretch of distance or time will give you economical advantage. Some times car hire companies will have different discounts or package for different tourist spots, too. This may depend on the seasons, when the passengers going for car rental in Portugal may be less. So, watch out for these discounts and it will prove to be a best deal for you. In case, you are a local there also, a car hire in Portugal will offer a relatively economic option for you, especially in case you are looking out for convenience too.
  • It provides a real comfort: Car rental is always very comfortable as compared to other public and private transport. The same way car hire in Portugal will take care about your comfort, while traveling. It is spacious and you need not worry about luggage too. It sees about your own comfort, all because of the reason that it has been hired personally for you. This makes a very economical comfortable option for you.
  • Takes care about your urgency, time schedule, etc: One of the reasons why people prefer for car hire in Portugal and elsewhere also is because of convenience with regard to your time schedule and plan. For example, while traveling you needs to stop over somewhere for shopping for a bit more time, you are free to do that without worrying for you being getting delayed. In case, you are planning to go for airport quickly, you can easily do so by taking an alternative way, if the main road has some traffic jam. In case of Portugal, you will always like to do that seeing all the scenic spots you will find at Algarve beach or stunning places at Faro.

How an Online Travel Agency Help in Planning your Trip

Through the Internet, people today can look for information about any product or service they need in a fast, easy, and convenient way. For instance, if you’re planning a cruise trip, you can use search engines to find a website that offers travel packages. These travel agencies’ websites provide details and anything you need to know about cruise vacations. To know more about this, here are some facts on how an online travel agency can make planning your trip easier.

When browsing a travel agency’s website, you can find information on available itineraries, cruise tours, and shore and rail excursions. Through this platform, you can input details on where you like to go, when and how long you prefer to travel, and which departure port is most convenient for you and your group. Read through the agency’s travel insurance policies posted online to know if these cover medical expenses, trip cancellation, baggage damage, and other possible emergency situations.

Like your local travel agencies, online experts provide basic information about what a cruise trip, for example, entails.

They post information about pre-travel requirements, onboard experiences, activities, and amenities, as well as the different ports you and your fellow passengers can visit during the trip. They also give an overview about the life aboard a cruise ship: the dining options, accommodation arrangements, planned activities for people of all ages, and facilities and amenities for relaxation and entertainment.

An online travel agency Minneapolis has to offer also provides a wide range of options for specific cruise lines and ships.

You can choose a luxury, premium, contemporary, or specialty cruise line that suits your budget, adventure needs, and travel preferences. You can view cruise ships’ deck plans, onboard activities, sophisticated environment, and thus decide which travel package will work best for you and your group.

To maximize your budget, consult an experienced travel agency St Paul residents go to for special offers and competitive prices. You can read through their current promotions and get discounts from cruise lines or land-tour operators in their business network. You can also choose a wonderful cruise vacation package inclusive of full cruise fare, pre- and post-hotel accommodations, and other add-ons through their website.

Websites in general serve as a reliable source of information for people. With online
travel agents Minneapolis companies employ, you can plan your trip faster and in a considerably more convenient way. Through their website, you can also subscribe to email promotions, access quick links, and learn about a desired trip with a few clicks. These make planning a big, budget-friendly adventure easier.

Shopping For Fashionable Plus Size Tops

Your clothes express who you are as a person; your style, your mood, sometimes even your interests. The cuts, patterns, prints, and colors you choose for your wardrobe are important. Until recently, women of size were drastically limited when it came to options, especially in shirts and blouses. Thankfully, now we can find fashionable plus size tops in tons of different styles. By combining brilliant colors and striking patterns, you can find tops that flatter your beautiful, curvy body.

Black tops have long been the standard when it comes to plus size tops. And we all have heard the reasons why: they go with everything, they make you look slimmer, etc. The truth is, a black blouse can be more than just versatile; it can be beautiful and elegant too. A simple black tank top can also be the basic piece to a layered outfit that combines other colors. Being creative with black is a great way to expand your style and develop new outfits from clothing you already have in your closet.

Shirts and blouses come in all kinds of different colors and prints. If you spend just a little time shopping around, you will be sure to find tons of fun designs. Shopping online is easy and can be done right from the comfort of your own home.

You don’t have to limit yourself to just one style or color! Express yourself with plus size tops that match your personality and taste. You may be surprised at just how many options there are available to you in modern and stylish plus size clothing.

Home Based Business Trends In A Fragile Economy

Home based businesses are many with some that are truly legitimate and others that are out to put a deep hole in your wallet. With today’s fragile economy, millions of people out of work and a shrinking middle class, there are those of us seeking ways to increase our financial means to make ends meet or to simply keep food on the table for our families. I’ve been a victim of the scams and have invested hundreds (if not thousands) of dollars seeking out the latest home business trend. But I have also learned a lot along the way and have acquired some tools to success that I would like to share with you to avoid any pitfalls you may experience in your search for the right opportunity.

#1. Product. You need to choose a product that literally most everyone needs. Think long and hard about this. Not everyone needs or likes healthy chocolate (I personally know someone who is allergic to it). The market is also flooded with many nutrition supplements claiming to be the next big trend. There is liquid form, pill form, shake form, juice form, etc. So which do you choose? Not to mention the expense and investment in such a venture. Don’t get me wrong. There are many fine health and wellness opportunities out there but they require a large financial commitment and again isn’t necessarily something most everyone wants or needs (we are in fact one of the most obese nations in the global market). Consider something such as cell phones. Nearly everyone has them everywhere you look and nearly everyone needs them. Even my 10 year old son is begging me to get him one since many of his friends already have them. The cell phone industry is exploding and more and more companies are popping up on the market.

#2. Affordability. As I mentioned earlier there are many legitimate home based business opportunities but they require a large financial commitment on your part and with a fragile economy this just isn’t an option. So along with the right product you need to have the right price. Opportunities that are too inexpensive (such as an opportunity for only $97) require hundreds of people in your downline just to make a few hundred dollars. Home based business opportunities that are too expensive are simply that-cost prohibitive and you don’t stand a chance at seeing a return (such as those opportunities that cost $1995-$3995). I’ve found that the latest legitimate home based business trends are priced between $300-$500. These are reasonably affordable even in a fragile economy and can get you up and running in no time. It will have you seeing a return on this investment within a few weeks to a few months.

#3. Team. I can’t stress enough how important it is to have a strong support system in place. Too often we are left to fend for ourselves after signing on with an opportunity and spend months trying to figure everything out ultimately ending in failure. A duplicatable, automated selling process, turn-key system that can run on auto pilot is vital to being successful with a home based business opportunity. These duplicatable systems can be achieved through websites and lead capture pages (which are generated by the company and given to each of their reps to build their business), DVDs explaining the opportunity and most importantly a way to market your business through offline methods (such as postcards and sales letters) in addition to online methods such as pay per clicks or cost per clicks. There are other online methods such as blogs, social media, articles and more but these systems are not easily duplicatable by everyone and requires a great deal of research, practice and trial and error to be successful with these methods. With the flood of online advertising, offline old-school mailbox methods such as postcards promoting an opportunity are becoming the trend among home based businesses.

#4. Leverage. The fourth and final point is leveraging a powerful system with the right opportunity that allows you to:

1. Make a lot of money

2. Make a lot of money quickly (and I don’t mean within 48 hours-let’s be reasonable here). You could with the right system be making money within a few weeks to a few months.

3. Be able to work from home only a few hours a week on a schedule that YOU decide

4. Have a business working for you even when you are not-translates to a 100% automated sales process from the moment your prospect sees your offer. This means:

-No personal selling
-No phone calls
-No hotel meetings
-No emails
-No sharing with friends and family

There is a lot to consider when seeking out the next home business trend. What I can tell you is from my experience, by using the tips I have mentioned as tools for researching and crafting a home business opportunity that’s right for you, it will greatly increase your chances for success.

What Makes Wellington Boots Such a Very British Item of Footwear?

Looking back through history, it all seems to have started in the eighteenth century when a boot called the Hessian boot, initially used by the military, became widely worn by everybody else. Hessian boots had a low heel, quite a pointed toe (useful for mounted troops for ease of using the stirrups) and were knee high.

This style of boot became popular amongst the British aristocracy in the nineteenth century and it was the first Duke of Wellington that popularised it. The Duke had his own version of the Hessian boot made. There were many alterations and the resulting style is nothing like the wellington boots we know today, but his new boot was dubbed “The Wellington” and the name lives on today.

“The Wellington” was still made of leather and remained very fashionable in Britain until the mid nineteenth century. Then in 1853 a man called Hiram Hutchinson started making them out of rubber and established his company Aigle who are of course still going today in France. The new waterproof rubber wellington was very popular among agricultural workers in France.

Then it was the two World Wars that dramatically inflated a need for waterproof knee high boots, and lots of them! Soldiers were in need of suitable footwear for the flooded trenches and it was the North British Rubber Company (now Hunter Boot Limited) that came to the rescue. When the wars were over, the Wellington had become very popular among men, women and children as the best footwear for wet weather.

What makes them so British is of course the influence of the weather, they really were and still are essential footwear for outdoor life on a rainy island.

Aside from the two World Wars and the weather, the other big influence was by a member of the aristocracy again. It was the Duke of Wellington in the eighteenth century and the Princess of Wales in the twentieth. When the Princess was photographed wearing Hunter wellies, a brand new welly craze began all over again.

So they really are a very British type of footwear. Waterproof footwear that is expected to be inexpensive, durable (lasting at least twenty years!), comfortable and easy.

British people nowadays buy little canvas houses for their beloved wellies and children positively think they are alive. Every child has at least five books in their collection that feature wellies. Children also love them because they can put them on themselves from a young age and can splash in puddles without being told off for getting their shoes or clothes wet.

Best 2012 Halloween Costumes for Boys

If you are looking for the best 2012 Halloween costumes for boys, we have some ideas for you to get started. Depending on the age of the child, you are going to most likely want to get some input from them on what they want to be – unless they’re a baby, of course. In all seriousness, involving the child in the process of picking a suitable Halloween costume can go a long way in making sure they have a lot of fun on the big night, which is what it’s all about – not to mention the candy.

  • Spiderman Costumes – The Amazing Spiderman was big this year, and as in years past, you can expect many boys to want to become the wisecracking Spidey. The good news is that there are quite a few great – and relatively cheap – Spiderman costumes available.
  • Batman Costumes – Another Superhero that’s huge again this year is Batman. As with Spiderman, the popularity of this costume means there are going to be a lot of different options for you as a parent. From simple plastic outfits to complex costumes with a separate Batman mask and accessories, there’s something for every budget.
  • Historical Costumes – Not every boy is going to want to use a historical figure for a Halloween costume, but this can be great in many different ways. For one, not a lot of other kids are going to have the same costume most likely if you go with a George Washington, Ben Franklin or some other historic figure – Caesar anyone?
  • Homemade Costumes – If you are on a budget or just like to be creative and spend quality creative time with your children, homemade costumes for Halloween can be a great idea. You just want to make sure you involve the boy in every step of the process so he is happy with the outcome and will want to wear it on Halloween night!
  • Soldier Costumes – This is one that is relatively easy to put together cheaply. A little camo and some other accessories – no guns! – and you can have a great looking solider whether it’s a sailor or someone in the airforce or marines. Camo face paint really puts the final touches on this great costume idea.
  • Fireman Costume – Being a civil servant or first responder like a fireman on Halloween is a lot of fun and may be an indication of a future career path for your little one. There are a lot of great accessories you can get to make your costume really stand out from all the others. Don’t forget the cute fireman’s hat and boots!

After you choose which costume you want, it’s all about saving money. Next, we have some tips to make sure you get the most for your money when buying a boy’s Halloween costume this year.

  • Shop Early – One of the best things you can do is shop early. If you were thinking smart last year, you bought your costumes a day after Halloween when they went on sale. Even if you didn’t do this, the earlier you start shopping – even during the final summer months – the more you are going to be able to look around and find the absolute best price.
  • Shop Online – Speaking of finding the best price, another great idea is to make sure you do most of your shopping online. While there’s nothing more fun than taking a kid (or five) to a Halloween costume shop (sarcasm!), there’s something to be said about shopping for a costume online. It’s easy, safe and convenient – and you can save money too.
  • Read Reviews – Finally, you are going to want to make sure you read reviews of the various costumes before you get out your credit card and make any purchases. There are quite a few places you can read reviews these days, but you should find a website you trust and stick with them and their recommendations for the best Halloween costumes for boys in 2012.

Halloween is all about having fun and being able to dress up and score a lot of candy. Picking out the costume should not be stressful or a headache! The sooner you start shopping for a Halloween costume, the sooner you’re going to be able to relax and just enjoy the holidays.